MEGAN MCARDLE: “I hadn’t realized, when I wrote yesterday’s post, how many people are emotionally invested in first dollar coverage. To the extent that we’re worried about health insurance coverage, I thought that most of us were agreed that we were talking about the benefits of catastrophic coverage, not this insane scheme we have in the US where catastrophic insurance for the kinds of risks most people can’t finance comes bundled with first-dollar coverage for ordinary treatment of the sort that most people used to pay for out of pocket.” Think of it as a religious belief and it’s easier to understand.