ARE TINY HOUSES the next big thing? Best bit: “They knew that moving two children, a dog and a cat into a 168-square foot space would be a challenge, though it would also eliminate the need for a mortgage and cut their utility costs.” Ya think?

But there’s that mortgage thing: “”Living mortgage-free has given us the freedom to make decisions based on what will make us happy, not what we have to do to pay the mortgage.” That’s the advantage of not taking on debt, whether it’s student loans or mortgages. People forget that.