HOW’S THAT HOPEY-CHANGEY STUFF WORKIN’ OUT FOR YA? (CONT’D): Credit Card Late Payments Climb In September. “In what may be an early sign that credit card users are again having trouble paying their bills, five of the nation’s top six credit card issuers said Monday that late payments rose in September. That’s the first month since February 2009 that so many major companies reported upticks in payments late by 30 days or more.”