STUDENT LOAN DEBT ADVICE FROM ELIE MYSTAL: Kids, Get High Off Drugs, Not Debt. It’s More Fun And People Are Nicer To You When It’s Time To Recover. And if you have a choice between Harvard and Yale, whatever you do don’t pick Harvard. Good grief. Plus this: “I can’t smoke a cigarette in the park without the government stepping in to ‘save’ me from my own choices. But I went from a happy college graduate to a person who will be in debt for the rest of his life on the advice and counsel of a form and two conversations over a three-year period.”

Semi-related thought: One ground for getting out of student loan debt is disability. I wonder if we’ll see a rise in disability claims by hopelessly-behind student loan debtors?