ELIE MYSTAL: Student Loan Debt: What’s The Worst That Could Happen? “Whatever. My hopes for paying it off or owning property pretty much rest on my ability to hit the lotto. Most likely, I’ll die still owing money for law school. And that will be the story of me.”

More from Megan McArdle: “Trying to stay judgement-proof for 60 years is likely to be more miserable than repaying your loans.”