CHANGE: Debit Cards Replacing Credit Cards On College Campuses. This seemed like an improvement at first glance, but on second glance I’m not so sure: “This is not a credit card offer. Instead, it is a new type of plastic that allows students to easily access money from their college loans everywhere from the bookstore to the bar with the swipe of a card. These cards, however, are not subject to the sweeping reforms that took effect this year and sought to curtail similar relationships between colleges and credit card issuers. Meanwhile, students complain that the loan cards are riddled with high fees, and they have organized protests at several campuses. . . . But college officials contend that the loan cards make life much easier for administrators and students, and that they can provide an extra bit of income for cash-strapped schools.”