READER HODGE GOLSON EMAILS:

Since you’re still a young turk, you probably haven’t had to deal with this yet. Having turned 65 recently, I’m going off our firm’s insurance program and replacing it with Medicare as the primary carrier. I’ve just spent more than an hour going back and forth from one website to the other and holding on the phone in IVR limbo. Just to FIND OUT if my registration is being processed. This is mind-numbing and totally depressing. I can’t imagine what it’ll be like when Obamacare is launched and run by these same (overpaid) “servants.”

I’m sure it will be a delight.