A “GOVERNMENT-CAUSED DISASTER” — Fannie Mae and Freddie Mac’s role in the financial crisis. “When a private citizen like Bernie Madoff commits fraud, he gets a long jail sentence. But when Barney Frank, Nancy Pelosi, and the well-connected (and now rich) Democrats who headed Freddy Mac and Fannie Mae commit fraud, they simply send the bill to the taxpayers. Or, rather, the taxpayers’ children.”