DAVE RAMSEY WOULD BE PROUD: Wiping Out $90,000 in Student Loans in 7 Months.

Plus, debt-free is the new sexy:

He says he learned other lessons, too.

“The flask thing, it’s kind of demeaning,” he says. “The funny thing is that girls weren’t really sketched out by it…They did laugh, and I could still get their phone number. It taught me a lot — you don’t have to be this flashy dude, buying drinks.”

Discipline can be charismatic.