VICTOR DAVIS HANSON: Ten Commandments For Our New Century. “Owing in our new millennium shall be less stressful than saving. The man with a little money in the bank is more worried that he thereby will be taxed more, earn no interest, or have his small sum expropriated, than the borrower is worried that he will have to pay back the full amount of quite a lot that he borrowed for his mortgage, credit card, or student loan. The saver is suspect of doing something bad to the borrower; savers are always active-voice beneficiaries, debtors passive-voice victims. An American without debt or a federal program to relieve it, is not really an American.”