IT’S COME TO THIS: Bank Of America Padlocked After Homeowner “Forecloses” On It. It was actually a default judgment for unpaid legal fees and court costs after BoA foreclosed on a homeowner with no mortgage, but close enough. “Sheriff’s deputies, movers, and the Nyergers’ attorney went to the bank and foreclosed on it. The attorney gave instructions to to remove desks, computers, copiers, filing cabinets and any cash in the teller’s drawers. After about an hour of being locked out of the bank, the bank manager handed the attorney a check for the legal fees.”