CHANGE: MEDICAL CARE QUEUES TO GET LONGER. “Even if you have great private health insurance now you won’t in your old age. My advice: plan accordingly. Start preparing for it by accumulating money. . . . You have been warned. What to do about it? Cut your spending and put aside more in retirement accounts. Also, when making career choices go for the money. The utility of money is going to rise with advances in biotechnology. Some extra tens or hundreds of thousands of dollars set aside for medical expenses might save your life.”

Related: More thoughts on health care and money.

UPDATE: Alternative plan: Run up your medical bills and then go bankrupt in your old age.