IF YOU CAN’T BAN IT, REGULATE THE HECK OUT OF IT:  Rep. Carolyn Maloney (D-NY) has introduced the Firearm Risk Protection Act, which would require mandatory liability insurance for all gun owners; non-compliance would trigger a $10,000 fine.  It won’t go anywhere in a Republican-controlled Congress, but it is a reminder of what the Democrats would do if they could (and they would do much more).